its time to Find your dream home

Buying

Buying a home is an exciting time in one’s life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from helping you find the right Lender to helping you find the home that best suits you and your family, by God’s leave.

We Invest In You

As your real estate agent, I understand that a property purchase goes beyond simply finding a home; it’s an investment in a lifestyle. With over 20 years of market experience and a commitment to integrity, Our Team serves as your trusted advisor, dedicated to finding opportunities that deliver both a strong return on investment and the quality of life you desire.

The Buying Process

1. Finance Prep & Pre-Approval

Assess your financial situation, save for a down payment, and apply for mortgage pre-approval to understand your budget.

2. Hire a Real Estate Agent

Find a local real estate agent who understands your needs and the local market. We are always here to help.

3. Home Search & Tours

Determine your priorities (location, size, amenities, etc.) and begin searching for homes that meet your criteria.

4. Make An
Offer

Once you've found a home that fits your needs and budget, work with your real estate agent to submit a competitive offer.

5. Home Inspection

Have the home professionally inspected and negotiate any necessary repairs with the seller.

6. Finalize & Appraisal

Complete your mortgage application and have your lender arrange for a home appraisal to verify the property's value.

7. Closing Preparation

Review the mortgage, deed of the property, the closing disclosure, any other documents and prepare for the closing costs.

8. Closing & Possession

Sign the final paperwork, make the necessary payments, and receive the keys to your new home.

Buyer Resources

Closing Costs to Expect:

Lender
Fees

These include charges for loan processing, underwriting, preparation and establishing an escrow account.

Third-party
fees

These include charges for insurance, title search, and other inspections such as termites.

Government
fees

These include deed recording and state & local mortgage taxes.

Escrow and interest fees

These include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Articles For Buyers

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